Hi dxbdude...
Sorry for the late reply, been a little busy...
The swift is on an M-03M chassis, one of the most common and one that a lot of people race. One of the reasons for its popularity is that you get a lot of good parts with the kit, namely bearings, lightweight front hubs and I believe toe-in rear uprights. I dont think they make an RTR or XB version of the swift, but I am open to correction. The swift also has the older friction shocks which are a lot nicer than the newer pogo style shocks.
The M-05 mini cooper is also a good kit, but you dont get the 'good hopups. The M-05 pro has nice hopups, but no bodykit.
Whichever way you go, I would recommend getting a kit an building it, I say this because you will learn a lot just building it, and understanding how it ticks. For a starter kit, I say go for the swift. With it, I would recommend the following from the get-go.
4 x 1150 bearings (gearbox) and 2 x 850 bearings (gearbox) With those in it, you are GOOD TO GO! :-)
I have bearings in those sizes, if you need some, I sell them at AED7 each, so no big cost there.
If you can afford it, 3Racing make some decent M-chassis shocks, they are priced at about US$19 a set
Additionally, all the mini kits (except the PRO versions) all come with speed controllers. And they are all beginner kits, just follow the instructions and you are golden